Allied Visa Gold Credit Card Privileges, Savings & Convenience
Discover a world of exclusive benefits, enhanced security, and financial flexibility with the Allied Visa Gold Credit Card. Designed for customers who seek convenience, rewards.
And international acceptance, this card allows you to manage your finances with ease while enjoying premium features across Pakistan and worldwide.
Key Features of Allied Visa Gold Credit Card
Competitive Pricing & Low Markup
Allied Visa Gold Credit Card offers one of the most attractive APRs in the market:
| Transaction Type | Monthly Rate | Annual Percentage Rate (APR) |
|---|---|---|
| Retail, Cash, PO/DD/ABC | 2.83% | 34% |
| Balance Transfer & Allied Easy Installments | 2.00% | 24% |
You can use the card for everyday purchases or larger transactions while keeping your costs manageable.
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Contactless Payments
Make transactions faster and more convenient. Just tap your card at any compatible POS terminal without swiping or inserting. Enjoy a seamless payment experience with Chip & PIN security.
Enhanced Security
Allied Visa Gold provides multiple layers of protection:
- Chip & PIN Authentication: Prevents unauthorized in-store transactions.
- 3D Secure for Online Transactions: Verified by Visa adds an extra layer of safety for e-commerce.
- No Hidden Fees: There are no one-time or recurring chip maintenance charges.
Buy Now, Pay Later
Enjoy a free credit period of up to 50 days. Shop today and pay later, giving you complete financial flexibility.
Global Acceptance
Your Allied Visa Gold Card is accepted at:
- 118,000 merchant outlets in Pakistan
- 44 million merchants worldwide
- 1.9 million ATMs globally
It is the ideal companion for local and international travelers.
Flexible Repayment Options
Choose how to manage your monthly bill:
- Pay full outstanding balance
- Make a partial payment
- Pay minimum due
Payments can be made via:
- myABL Internet Banking
- myABL Mobile App
- Allied Bank ATMs
- 1-Bill Payment Service
- Allied Contact Center
- Drop Boxes
- Any Allied Bank branch (over the counter)
Cash Advance Facility
Withdraw up to 50% of your credit limit from any VISA or PLUS ATM.
Example Calculation:
| Transaction Amount | Rs. 10,000 |
|---|---|
| APR | 34% per annum |
| Daily Rate | 0.094% |
| Period | 10 days |
| Finance Charges | Rs. 93.15 |
| Total Payable | Rs. 10,093.15 |
Balance Transfer Facility (BTF)
Move outstanding balances from other banks to your Allied Visa Gold Card at a low markup of 24% APR.
| Transferred Amount | Rs. 10,000 |
|---|---|
| Daily Rate | 0.067% |
| Period | 10 days |
| Finance Charges | Rs. 65.75 |
| Total Payable | Rs. 10,065.75 |
Supplementary Cards
Issue up to two supplementary cards to share your card benefits with family or friends. Manage all transactions through a single statement.
Zero Loss Liability
Allied protects you against unauthorized transactions if your card is lost or stolen. Immediately contact:
- Within Pakistan: 042-111-225-225
- International: +92-21-35301094
SMS Alerts
Stay informed with instant SMS notifications for:
- Every transaction
- Minimum due and due date reminders
- Monthly statement generation
Airport Lounge Access
Enjoy premium airport lounges with Priority Pass and LoungeKey memberships.
- Complimentary access at 1,300+ lounges worldwide
- 6 free visits per year; additional visits billed as per Priority Pass SOC
Frequently Asked Questions (FAQs)
When is the Membership Fee applied?
Upon card issuance and on each anniversary, regardless of activation.
Can I reverse the Membership Fee?
Yes. Spend Rs. 25,000 in 3 months for Gold Cards; Rs. 50,000 for Platinum.
Do I need to notify Allied Bank when traveling abroad?
Yes, activate your card for international POS/ATM/e-commerce use.
What is fallback to magnetic stripe?
If the chip malfunctions abroad, activate fallback for magnetic stripe transactions.
Is there a usage limit abroad?
Yes. As per SBP, up to USD 30,000 per year for cross-border transactions.
How do I use my card online?
Provide card number, CVV, expiry date, and OTP for Verified by Visa merchants.
How long is the OTP valid?
OTP expires in 5 minutes; re-generate if needed.
Can I use this card for business purposes?
No, use the card for personal purposes only.
How do I access Priority Pass lounges?
Present your Priority Pass card at participating lounges; extra visits charged per SOC.
Why Choose Allied Visa Gold Credit Card?
The Allied Visa Gold Credit Card combines financial convenience, global acceptance, flexible payments, and exclusive rewards. From contactless transactions to complimentary airport lounge access, it’s designed for modern lifestyles.
Disclaimer: Bolo Popo is not affiliated with Allied Bank. All information in this article is compiled from official Allied Bank sources for informational purposes only.