Bolo Popo brings you a detailed overview of the Allied Visa Platinum Credit Card, designed to help you understand its features, benefits, and how to make the most of this premium financial tool.
Please note that Bolo Popo is not affiliated with Allied Bank and does not issue or manage credit cards. All information is compiled from Allied Bank’s official sources to assist users in making informed financial decisions.
Overview
The Allied Visa Platinum Credit Card offers unmatched privileges, savings, and convenience. Equipped with chip-and-PIN security and 3D Secure technology, this card allows you to shop locally and internationally with confidence.
Whether you are at over 118,000 merchant outlets in Pakistan or 44 million globally, the card ensures flexibility and security for all transactions.
If you like Alied bank Golden card then read this article Allied Visa Gold Credit Card for details.
Key advantages include:
- Contactless payments for faster checkout
- Low markup rates compared to industry standards
- Free credit period of up to 50 days
- Cash withdrawals at 1.9 million ATMs worldwide
Key Features & Benefits
Attractive Annual Percentage Rates (APR)
| Facility | APR |
|---|---|
| Retail, Cash, PO/DD/ABC | 34% |
| Balance Transfer Facility (BTF) | 24% |
Note: Rates are subject to change as per Allied Bank’s Schedule of Charges (SOC).
Contactless Transactions
Enjoy NFC-enabled tap-and-go payments at all POS terminals. No swiping or dipping is required, making shopping faster and safer.
Enhanced Security
- Chip & PIN technology prevents cloning and fraud
- 3D Secure for e-commerce transactions ensures online safety
- No maintenance fee for security features
Buy Now, Pay Later
Use the card to enjoy a free credit period of up to 50 days, allowing flexible payment at your convenience.
Global Acceptance
| Location | Outlets |
|---|---|
| Pakistan | 118,000+ |
| Worldwide | 44 million+ |
| ATMs Worldwide | 1.9 million+ |
Flexible Repayment Options
You can pay:
- The full outstanding amount
- A partial amount
- Minimum due
Payment channels include:
- myABL Internet Banking & Mobile App
- Allied Bank ATMs & 1-Bill
- Drop Boxes & any Allied Branch
- Allied Contact Center
Cash Advance Facility
Withdraw up to 50% of your credit limit via any VISA or PLUS ATM. Service charges apply as per the SOC:
| Transaction | Charges |
|---|---|
| Cash Advance | 34% per annum / 2.83% per month |
Example: Rs. 10,000 advance for 10 days → Rs. 10,093.15 payable.
Supplementary Cards
- Issue up to two supplementary cards
- Share benefits with family or friends
- All transactions are itemized in statements for easy management
Zero Loss Liability
Protects you from unauthorized transactions if your card is lost or stolen. Contact Allied Bank immediately:
- Within Pakistan: 042-111-225-225
- International: +92-21-35301094
Balance Transfer Facility (BTF)
Transfer balances from other banks at a low markup rate of 24%.
| Example | Amount | APR | Daily Markup | Total |
|---|---|---|---|---|
| Balance Transfer | Rs. 10,000 | 24% | 0.067% | Rs. 10,065.75 |
11. Free CIP Lounge Access
Relax before your flight with complimentary access at:
- Allama Iqbal International Airport – Lahore
- Islamabad International Airport – Islamabad
Amenities include TV, internet, snacks, beverages, and reading material.
LoungeKey & Priority Pass Access
- LoungeKey: 6 free visits per year to 25+ international lounges
- Priority Pass: Access 1,300+ global lounges worldwide (charges may apply beyond free visits)
SMS Alerts
Receive instant transaction alerts and monthly statements via SMS. Stay informed about minimum due amounts and due dates.
GCAS – Global Customer Assistance Services
Available for Visa Platinum cardholders traveling internationally, offering 24/7 support wherever you are.
Frequently Asked Questions (FAQs)
When is the Annual Membership Fee applied?
Answer: The Annual Membership Fee for your Allied Visa Platinum Credit Card is applied as soon as the card is issued and then subsequently on every anniversary of the card. This fee is charged regardless of whether you activate or use your card.
How can I get a Fee Reversal?
Answer: If you spend a minimum of Rs. 50,000 within the first three months of card issuance, you may be eligible for a reversal of the annual membership fee on Platinum Cards. Make sure to track your spending and confirm with Allied Bank for eligibility.
Do I need to notify Allied Bank before traveling abroad?
Answer: Yes. To ensure your card works for international POS, ATM, and e-commerce transactions, you must notify Allied Bank before leaving Pakistan. This prevents declined transactions while you travel and ensures smooth usage abroad.
What is Magnetic Stripe Fallback, and when should I activate it?
Answer: Magnetic Stripe Fallback allows your card to work in locations where chip-enabled POS machines are unavailable. If you are traveling abroad and encounter a merchant without chip functionality, you should activate fallback to complete your transactions using the magnetic stripe.
Is there an annual limit for card usage abroad?
Answer: Yes. According to State Bank of Pakistan regulations, the maximum annual limit for card-based cross-border transactions is USD 30,000 per individual. Always monitor your international spending to avoid exceeding this limit. How do I activate my card for online transactions?
Answer: E-commerce transactions are deactivated by default for security purposes. To shop online, you need to activate the e-commerce facility via Allied Bank’s helpline or online banking. This applies to both local and international merchants.
Is an OTP required for online shopping?
Answer: Yes. Every online transaction with Verified by Visa (VBV) merchants requires a One-Time Password (OTP). The OTP is sent to your registered mobile number or email and remains valid for 5 minutes. This ensures extra security for all online payments.
Can I use my Allied Visa Platinum Credit Card for business transactions?
Yes, that sentence is already in active voice and reads clearly. It’s concise, human-friendly, and correct. For business expenses, Allied Bank provides Corporate Credit Cards separately.
How do I access Priority Pass airport lounges abroad?
Answer: To enjoy premium airport lounges with your Priority Pass:
- Present your Priority Pass card at participating lounges.
- This allows access regardless of airline or ticket type.
- You can charged for additional visits according to the Priority Pass SOC..
Bolo Popo provides this information to help users understand the full range of Allied Visa Platinum Credit Card features, so you can make informed choices without relying solely on bank promotions. Always confirm details on Allied Bank’s official website before applying.