Meezan Visa Platinum Debit Card offers a premium banking experience combining security, convenience, and exclusive privileges for frequent travelers and high-spending individuals. This detailed guide by Bolo Popo provides verified insights from Meezan Bank’s official sources to help users understand features, fees, benefits, and transaction limits.
Bolo Popo does not issue or manage cards; all information is sourced from official bank data.
Key Features of Meezan Visa Platinum Debit Card
Safety & Security
Meezan Visa Platinum Debit Card uses chip-based technology, providing robust protection against fraud and card cloning. Additionally, it supports Verified by Visa/
Which enhances online transaction security at leading merchant websites. With 24/7 accessibility, your funds remain secure while giving you freedom to transact globally.
NFC Tap & Go
The card comes with Visa PayWave technology for contactless payments at retail outlets. Simply tap the card on NFC-enabled terminals for fast and hassle-free payments without signing slips.
High Spending Limits
Meezan Visa Platinum Debit Card offers elevated limits for cash withdrawals, POS purchases, and fund transfers.
| Transaction Type | Single Transaction Limit | Daily Limit |
|---|---|---|
| Cash Withdrawal (Meezan ATMs) | PKR 200,000 | PKR 400,000 |
| Cash Withdrawal (Other Bank ATMs) | PKR 50,000 | PKR 400,000 |
| POS / E-Commerce / NFC | PKR 1,000,000 | PKR 1,000,000 |
| Interbank Funds Transfer | PKR 2,500,000 | PKR 2,500,000 |
| Third Party Funds Transfer (within Meezan) | PKR 2,500,000 | PKR 2,500,000 |
| RAAST Funds Transfer | PKR 2,500,000 | PKR 2,500,000 |
Note: Cross-border card transactions are limited to USD 30,000 annually per individual, in line with SBP directives. Advance Tax applies: Filer 5%, Non-Filer 10%.
Travel Benefits & VIP Privileges
- CIP Lounge Access: Complimentary at Karachi, Lahore, Multan & Sialkot airports.
- Priority Pass Membership: Optional access to over 1,000 VIP lounges globally.
- International Convenience: Card is accepted worldwide for purchases and ATM withdrawals.
Discounts & Lifestyle Privileges
Meezan Visa Platinum Debit Cardholders enjoy exclusive discounts and offers on:
- Leading local and international merchants
- Hotels and resorts globally
- E-commerce platforms
- Travel, entertainment, and dining
These perks are automatically applied when using the card, giving a seamless premium experience.
Fees & Charges
| Fee Type | Meezan Visa Platinum Debit Card |
|---|---|
| Annual Fee | As per Schedule of Charges (SOC) |
| Card Replacement | Same as Annual Fee |
| Domestic ATM Withdrawal (1Link / MNET) | PKR 23.44 per transaction |
| International ATM Withdrawal | 4% of transaction or PKR 600 |
| POS International | 4% of transaction |
| Balance Inquiry (Domestic) | PKR 5 |
| Balance Inquiry (International) | PKR 300 |
| Arbitration Charges (Visa / MasterCard) | USD 500 per false chargeback |
| Document Retrieval (Local / International) | PKR 200 / PKR 1,000 |
Key Facilities & Services
Fund Transfers
- Interbank Transfers: Seamless transfers via Meezan Bank ATMs, Internet Banking (IB), or Mobile Banking.
- RAAST Transfers: Support for instant interbank payments.
- Third Party Transfers: Easy within Meezan accounts.
ATM Network
- Nationwide ATMs: Access at all Meezan branches and over 8,000 ATMs via 1Link & MNET networks.
- 24/7 Access: Cash withdrawals and balance inquiries anytime.
Rewards & Cashback
- Earn points on every transaction.
- Use points to offset outstanding balance or redeem against products and services.
E-Statements & Alerts
- Get instant SMS alerts for transactions.
- Email statements available for hassle-free account management.
Card Validity & PIN
- Card valid for 5 years from issuance.
- PIN generation and change available via 24/7 call center.
Lost or Stolen Card Protection
Report immediately to Meezan Bank call center for zero liability on unauthorized transactions.
Why Choose Meezan Visa Platinum Debit Card?
- Security: Chip & Verified by Visa for online and offline safety.
- Flexibility: High limits on cash, POS, online, and interbank transfers.
- Travel Perks: VIP lounge access, global acceptance, priority services.
- Convenience: NFC payments, e-statements, and SMS/email alerts.
- Verified Information: All details compiled by Bolo Popo from official Meezan Bank sources.
Meezan Visa Platinum Debit Card combines prestige, privileges, and practicality, making it ideal for travelers, professionals, and anyone seeking a premium banking lifestyle.
Bolo Popo Note: This card is best suited for users who want enhanced security, high transaction limits, and global banking convenience, while enjoying VIP benefits and lifestyle privileges. Always verify specific charges and features directly on Meezan Bank’s official website before applying.