UBL Visa Platinum Credit Card Complete Guide
Effective Date: January 22, 2026
Bolo Popo presents a comprehensive guide on the UBL Visa Platinum Credit Card, designed to help users understand its features, rewards, privileges, and financial tools.
All information in this article is gathered from UBL’s official sources, ensuring accuracy. Bolo Popo is an informational platform and is not affiliated with UBL; we do not issue or manage credit cards. This article is written to provide users with clear insights to make informed financial decisions.
Overview of UBL Visa Platinum Credit Card
The UBL Visa Platinum Credit Card is a premium financial product for individuals seeking high credit limits, exclusive perks, and international acceptance. It is designed to enhance your lifestyle while providing:
- Elite rewards programs
- Luxury airport facilities
- Flexible payment options
- Comprehensive insurance and protection plans
This card is perfect for frequent travelers, professionals, and high-net-worth individuals who want to maximize the benefits of a premium credit card.
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Reward Points Program
Bolo Popo emphasizes that the reward points system of UBL Visa Platinum is designed to maximize value on every spend.
| Transaction Type | Reward Points Earned | Redemption Options |
|---|---|---|
| Local Spend PKR 100 | 1 Reward Point | Can reduce credit card balance |
| International PKR 100 | 3 Reward Points | Can reduce credit card balance |
Highlights:
- Reward points can be redeemed online or via the 24/7 Platinum Customer Assistance Centre (0800 55 825).
- International spending earns triple reward points, making this card ideal for global travelers.
Airport & Travel Benefits
With the UBL Visa Platinum Credit Card, users enjoy premium airport experiences worldwide.
| Benefit | Details |
|---|---|
| VIP Lounges | Free access with one guest at Karachi, Lahore, Islamabad & Multan airports on international flights |
| Priority Pass | Optional membership providing access to 1,000+ VIP lounges globally |
| Amenities | Complimentary beverages, snacks, Wi-Fi, newspapers, entertainment while waiting |
These features make the card ideal for frequent flyers who value comfort, convenience, and exclusivity.
Exclusive Lifestyle & Merchant Offers
Bolo Popo highlights the exclusive privileges available with UBL Visa Platinum:
- Privileged pricing at top local merchants
- Worldwide hotel discounts via VISA International
- Special promotions and limited-time offers for cardholders
These perks enhance the shopping, travel, and lifestyle experience, making every transaction rewarding.
Security & Online Protection
Security is a top priority for UBL Visa Platinum cardholders:
| Feature | Description |
|---|---|
| 3D Secure OTP | Adds a layer of security for online transactions by sending a unique 6-digit password to registered mobile/email. |
| Zero Loss Liability | Cardholders are protected from fraudulent transactions if a card is lost or stolen, provided it is reported immediately. |
| SMS & Email Alerts | Instant notifications for every transaction to help monitor card usage and prevent unauthorized activities. |
| 24/7 Customer Support | Platinum Customer Assistance Centre (0800 55 825) for queries, reward redemption, and dispute resolution. |
Bolo Popo emphasizes: Using these features, cardholders can safely manage transactions globally.
Financial & Payment Features
UBL Visa Platinum also provides flexible payment options and financial tools for convenience:
Lite Installment Plan (LIP)
Allows cardholders to split transactions of PKR 5,000 or above into 3–36 monthly installments.
| Tenure (Months) | Booking Fee % |
|---|---|
| 3 | 5.2% |
| 6 | 9.0% |
| 9 | 12.75% |
| 12 | 16.5% |
Call UBL Contact Center: 111-825-888 to avail LIP
Available at participating merchants nationwide
Balance Transfer Facility
Transfer balances from other bank credit cards to UBL Visa Platinum
Booking fee 0% for first 12 months, helping save interest
Buy Today, Pay Later
Minimum 5% payment or any chosen amount to clear outstanding balances
Flexible credit limit utilization for short-term financial management
Insurance & Protection Plans
Bolo Popo highlights UBL Visa Platinum’s insurance benefits:
Travel Accident Insurance
- Classic Card: Coverage up to PKR 3.5 Million
- Gold Card: Coverage up to PKR 7 Million
Family Security Plan
Provides monthly income or lump sum for dependents in case of cardholder’s accidental death
| Plan | Lump Sum | Monthly Income for 1 Year | Monthly Premium (PKR) |
|---|---|---|---|
| Plan 1 | 540,000 | 45,000 | 110 |
| Plan 2 | 900,000 | 75,000 | 170 |
| Plan 3 | 1,800,000 | 150,000 | 320 |
| Plan 4 | 2,700,000 | 225,000 | 470 |
Child Education Plan
Provides coverage up to PKR 1,000,000 per child in case of accidental death/disability
| Benefit per Child | Monthly Premium (PKR) |
|---|---|
| 400,000 | 90 |
| 800,000 | 160 |
| 1,000,000 | 190 |
Hospital Cash Plan
| Plan | Daily Cash Benefit (PKR) | Monthly Premium (PKR) |
|---|---|---|
| Executive | Illness/Accident 5,000–10,000 | 295–950 |
| Deluxe | Illness/Accident 7,000–12,000 | 390–1,325 |
Supplementary Cards
- UBL Visa Platinum allows up to 6 supplementary cards
- Each supplementary cardholder must be 14 years or older
- UBL lists all transactions in your monthly statements to help you manage them easily.
- Apply via phone (111-825-888) or mail with necessary documents
Application & Eligibility
- Designed for high-income individuals and professionals
- Minimum eligibility requirements include age, income, and credit history as per UBL’s official policy
- You can complete your application online or through the UBL Contact Center.
Bolo Popo Tip: Always check UBL’s official website for the latest eligibility criteria and offers before applying.
Why Choose UBL Visa Platinum Credit Card?
High-value rewards on local and international spending
Premium airport privileges and lifestyle offers
Comprehensive insurance coverage
Flexible payment & installment options
Top-level security with OTP, alerts, and zero loss liability
Bolo Popo recommends this card for individuals seeking premium financial tools with global acceptance and a rewarding lifestyle experience.
Disclaimer
Bolo Popo does not affiliate with UBL and does not issue or manage credit cards. We gather all information in this article from UBL’s official sources. The content is for informational purposes only to help users make informed decisions about credit cards.